Today's Rates
| Conforming | ||
| 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.750% | 3.888% | 0.500% |
| 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.000% | 3.243% | 0.500% |
| 5/1 Adjustable Rate | ||
| Rate | APR | Points |
| 2.500% | 2.979% | 0.750% |
| 7/1 Adjustable Rate | ||
| Rate | APR | Points |
| 2.625% | 2.979% | 0.750% |
| 10/1 Adjustable Rate | ||
| Rate | APR | Points |
| 2.875% | 3.076% | 0.750% |
| FHA | ||
| FHA 30 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.250% | 4.317% | 0.750% |
| FHA 15 Year Fixed Rate | ||
| Rate | APR | Points |
| 3.000% | 3.885% | 1.000% |
| FHA 5/1 Adjustable Rate | ||
| Rate | APR | Points |
| 2.750% | 3.386% | 0.250% |
| Jumbo | ||
| 30 Year Jumbo Fixed | ||
| Rate | APR | Points |
| 3.875% | 3.977% | 1.000% |
| 15 Year Jumbo Fixed | ||
| Rate | APR | Points |
| 3.375% | 3.556% | 1.000% |
| 5/1 Jumbo Adjustable Rate | ||
| Rate | APR | Points |
| 2.375% | 2.882% | 1.000% |
| 7/1 Jumbo Adjustable Rate | ||
| Rate | APR | Points |
| 3.000% | 3.097% | 1.000% |
| 10/1 Jumbo Adjustable Rate | ||
| Rate | APR | Points |
| 3.250% | 3.250% | 1.000% |
Rates posted are subject to change daily. ARM rates may increase after consummation. To review rate lock options, call a Loan Advisor today @
813-995-6380.
Applying online is as easy as 1-2-3. You can apply now in as little as 20 minutes.
- Apply Now and complete the application.
- When you have completed the application, click submit and your information will be reviewed by one of our experienced Loan Advisors.
- A Bay Cities Bank Loan Officer will follow up to answer your questions.
Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 813-995-6380.
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